Club Chaos Agents - All Things Hollish, Wacked, and Jacked


Want To Close Successfuly On a New Home?

How can you get to a successful closing on a new home?

It's simple...Choose a local lender.  

Out Of State lender predatorAsk your Realtor/Broker to recommend someone that has a good track record of getting to a successful closing.

We know who is good and who is not.  

Over the years, I have seen many deals that never make it to the closing table.

There are a number of issues that come up and I am always amazed that these happen in the eleventh hour.  

It almost never fails that the problem is compounded because the lender is not local.  


My red flags might be:  

1. They never answer their phone or call you back in a timely fashion.

2. There are too many people that you have to talk to about your loan.

3. Strange requests of paperwork or documents.

4. They have no local closing attorneys to do title searches.

5. They can't interpret local appraisals because the state is foreign to them.

6. Since they aren't a local office, they don't care if the buyer, seller, agents and attorney is inconvenienced by unreasonable delays.

7. They don't take a personal interest in a client they will never meet.  

I could probably list a lot more, but I hope you ask your Realtor who might be good to use. We aren't paid a referral fee by lenders to do this. We only hope you get to a successful closing. Realtors get paid at closing by the seller.

Why wouldn't we want you to pick someone that is the best? Just ask... 


Finding a new Kentucky home has never been so easy!


Just click on the links below.




Lizette Fitzpatrick- Principal Broker at Lizette Realty.

For more information on Kentucky Horse Farms and Lexington KY real estate 

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 Copyright © 2011 By Lizette Fitzpatrick, All Rights Reserved

Comment balloon 12 commentsLizette Fitzpatrick • February 18 2011 02:13PM


this is so important.  When I hear a consumer say they are looking on the internet for a lender I try to cut them off at the pass with these reasons.  Successful record is SO important to get to closing.

Posted by Tammy Lankford,, Broker GA Lake Sinclair/Eatonton/Milledgeville (Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668) about 9 years ago

Putting a face with the voice on the phone Lizette is so very helpful to make sure things go smoothly "locally". Could not agree more!!!

Posted by Gary Woltal, Assoc. Broker Realtor SFR Dallas Ft. Worth (Keller Williams Realty) about 9 years ago

Lizette - AMEN!  I just referred a new client to one of my preferred lenders.  She requested a good faith estimate from her lender down south and we still haven't received it, I even left her a message.  Then after this lender didn't respond to me I contacted one of my local lenders who gave me one immediately.

Posted by Michelle Gibson, REALTOR (Hansen Real Estate Group Inc. ) about 9 years ago

Your first paragraph says it, choose a local lender! Good Article. I can't tell you how many times buyer's come into my office with a pre-aproval not worth the paper it's written on because of local practices which are many times different than the state the lender is in. Closing costs also are very different.

Posted by Kevin Nash, ABR, CSRS (Shorewest Realtors, Metro Milwaukee) about 9 years ago

Lizette, Great post.  And I agree that most of the lender problems I have seen have been with out of town lenders.

Posted by Gary Coles (International Referrals), Latin America Real Estate (Venture Realty International) about 9 years ago

Lizette...I like all 7 red flags you came up with....the best is probably just no personal interest. Nice post!---Rob
Hope you have a great day!

Posted by Rob Thomas, Bristol TN-VA & Tri Cities Agent, ABR, GRI, e-Pro (Prestige Homes of The Tri Cities, Inc. CALL....423-341-6954) about 9 years ago

Very important points that you made, and all so true.

Posted by John Cannata, Texas Home Mortgage - Purchase or Refinance (214-728-0449 about 9 years ago

Lizette--I love this post! I am surprised at what little though some people put into getting a good lender. Best advice is to ask a local realtor for a good lender contact to make sure to handle your loan professionally.

Posted by Teri Eckholm, REALTOR Serving Mpls/St Paul North & East Metro (Boardman Realty) about 9 years ago

Lizette - this post is priceless. I want to reblog but AR has disarmed that feature for some reason. (sniff) Maybe I can paraphrase it somehow and still give you credit for original content.

Posted by Roseanne Campagna, Kent/DesMoines/Blk Diamond/Renton/Maple Valley, WA (John L. Scott RE Maple Valley, WA ) about 9 years ago

Right on Lizette. Your agent AND lender should be sitting by your side at the closing table.

Posted by Ryan Frost (Compass Lending Solutions, LLC) about 9 years ago

Lizette  I cringe when a new buyer tells me they've already arranged for a loan with a lender 1,000 miles away

Posted by Karen Kruschka, - "My Experience Isn't Expensive - It's PRICELESS" (RE/MAX Executives) almost 9 years ago


With graphics like that, my grandson would buy if he could only get a loan.

Posted by Steven L. Smith, Bellingham WA Home Inspector (King of the House Home Inspection, Inc.) almost 9 years ago

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