Happy Holidays and Seasons Greetings to all my global friends.......

• French: Joyeuses Fêtes!

• Spanish: Felices Fiestas!

• Swedish: Trevlig Helg!

• Portuguese: Boas Festas
  

• Turkish:  Mutlu Bayramlar!

• Romanian: Sarbatori Fericite!

• Mandarin: Jie Ri Yu Kuai

• Catalan: Bones Festes!

• Japanese: Tanoshii kurisumasu wo! (Have a happy Christmas)

• Italian: Buone Feste!

• South African (Xhose): Ii holide eximnandi

  

• German: Forhe Feiertage

• Dutch: Prettige feestdagen

• Hawaiian: Hau'oli Lanui (pronounced how-oh-lay la-new-ee)

• Gaelic: Beannachtaí na Féile

• Slovenian: Vesele Praznike

• Indonesian: Selamat Hari Raya!

• Croatian: Sretni praznici!

May your days be merry and bright...

Happy Holidays to you and yours!

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It's that time of year again where Daytona Beach, Florida residents have concerns about the weather.  While many think it is too hot..I'd rather be too hot than go through another hurricane unprepared!

In 2004 we all learned many valuable lessons and if you did not experience the devastation...power outages...and the shortage of hurricane supplies.

It was downright frustrating...stressful and many were impacted by these storms...right now is the time to get prepared.

Daytona Beach Home Owners-Are You Prepared for Hurricane Season? 

If not, don't wait...do not hesitate and do not think it can't happen again...we are dealing with mother nature and there is no human that can control the anger in which she expresses.

A few things you can do right now...that is very affordable and rather wait until the last minute and experience a huge expense get started in your hurricane preparedness now.

1.  Sterno,  you can't have too much Sterno...without Sterno my family would have went without hot food for a full month.  You can purchase Sterno in any supermarket...get a few cans..it was one item we could not live without. We enjoyed coffee...breakfast, lunch and dinner using Sterno!

2.  Now is the time to start stockpiling you canned goods, bottled water, canned milk.  Canned meat and a supply for at least one week. You may not think it will happen to you...but I can tell you..its a smart move.  Again you do not want that extra expense all at once.

3.  If you have pets do not forget additional supplies for your little critters..that would include pet med's, litter and food.
4.  Know the emergency route and know where the closest shelter is. 

These are just a few things that need to be done...that could be done in advance and for additional information please visit the American Red Cross Mid-Florida Region Website!

About the Author:  Midori Miller is licensed in the State of Florida, BK645709 and currently hangs her real estate license with CENTURY 21 Sundance Realty.  Midori is also a real estate trainer and an ActiveRain Ambassador and specializes in short sales for Daytona Beach real estate sellers.  If you are in the market to buy or sell real estate in Daytona Beach, Florida..please contact us!

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Today I was reading an old copy of the REALTOR magazine, the 30 under 30 edition..and one of the things that struck a cord was the fact...Activerain was named Most Innovative Media Site by Inman News in 2007.

Heck I still believe they are the most innovative site..then again...I fell in love in 2006.  This site has given me so much..

I hold the community and its members close to my heart.

I don't know...I got nosy...and ran to Alexa.com...I wanted to see how the traffic was going and I stumbled upon..some interesting info...info that made me smile..it made me feel good but it also got me nervous.

Midori Miller in the top 5 keywords for Activerain on Alexa.com! 

(spooky music)(sound effects)

Are you looking for Midori Miller?  Well someone is!  According to Alexa,  Midori Miller is in the top 5 keywords that drive traffic to Activerain from search engines...I found this very interesting.

This would not have happened..if I did not participate on the network...if I would not have written a word about Daytona Beach Real Estate and every day life...and if I never built relationships all across the globe!

I would never experience the benefits of Pay it Forward, the incredible SEO and

Some of the greatest friends I have met!

Do yourself a favor....write interesting content...key word rich content...and write as if you are talking to people..these incredible things do not happen if you have very little to say..so get blogging...pull people in...the more the merrier....because Activerain..is much more than just a real estate community...

It's you..It's me...Its WE! 

Midori Miller, Daytona Real Estate Trainer and real estate agent for CENTURY 21 Sundance Realty - a proud member of the Activerain community and also an Activerain Ambassador.  Feel free to contact her via email or telephone.  You can verify her real estate license at MyFlorida.com.  Florida Real Estate License BK645709

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While many of us know better when it comes to people contacting us via the net ..you know the Nigerian scams?  Yes I am writing again..its clear in Volusia County and Flagler County Florida its happening in my neck of the woods.

If you are reading this..you might want to pass this information along to someone not so highly skilled on the Internet.  It could happen to them...

As a property manager or rental agent one thing to add to your presentation...to forewarn people leasing out their home...and those that are listing a property for sale? If someone contacts them directly..refer them to their real estate agent.   I've always said it REALTORS and/or real estate agents provide protection!

Beware of the Nigerian Rental Scam happening on Craigslist!

You can read what the Daytona Beach News Journal Reported...

About The Author: Midori Miller is a Real Estate Trainer and writes and trains Real Estate Training and assists sellers in short sale situations. Midori is a Licensed Florida Real Estate Broker , License # BK645709 and a member of the Daytona Area Association of REALTORS. Contact midorimiller@yahoo.com or (386)453-3236.

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How do I get started in purchasing a home? If I were personally look for a home today...I would do the following things before contacting a real estate professional:

Before I would pick up magazines and start looking at houses regardless of my income, my employment record regardless of how much cash I am working with..

I would not assume anything..because I know guidelines have changed..

First things first, I would contact a mortgage professional that I trust and would find out what I qualify for in order to buy a home. 

Because if I don't qualify..I'm not buying!

I would gather docs because I know you will need them...

I would start with the following items: 2 years tax returns, 3 months bank statements, 1 year's worth of rent checks.

I would let my employer know I are buying a house and to expect a letter or phone call of employment verification. It may hold true for a landlord as well so prepare to discuss this with your landlord.

If you are in a lease read through your lease agreement and your lease there may be a chance you can break your lease if you purchase a home. If it is not clearly stated in your documents go to your landlord or property manager and ask what are the consequences in breaking the lease now may be the time to buy a home but it may also prove it's not!

One thing I believe..you have a better chance in buying a home if you are prepared..if you do some homework in advance..and if you keep control in what is going on around you! Don't be the buyer who said they did it to me!

That means trust the professional you are working with, plan on cooperation and make sure and make good sound decisions...understand the documents...read the fine print but most of all pay attention to the numbers...after all its You and only you paying for that mortgage!

These are things I would certainly do!

SEARCH Property Listings       

It would be my pleasure to help you!

Midori Miller is a licensed real estate associate with CENTURY 21 Sundance Realty, Real Estate Trainer and Broker Associate. If you are interested in a career in real estate please contact me!  All calls and inquiries are confidential.  CENTURY 21 Sundance Realty is located in Volusia County with 2 office locations to better serve the public.  Daytona Beach and Ormond by the Sea.   midorimiller@yahoo.com (386) 453-3236

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Dick Pollard

Host of HousesandLoansMag.com

has invited Midori Miller to be on the radio....

oh oh on the radio! :)

Daytona Beach Florida

1380 am from 12 to 1 pm.

Today's Topic

Technology Fair- Lowest Priced Properties that Sold in Daytona Beach- Multi-level marketing..and he wants to talk about one of my personal favorites Activerain!

Call in at : 386-523-1880

We would love to hear from you!

About The Author:  Midori Miller is a Real Estate Trainer and writes and trains Real Estate Training. Licensed Florida Real Estate Broker, License # BK645709 and a member of the Daytona Area Association of REALTORS.  CENTURY 21 Sundance Realty has 2 office locations- Ormond Beach, Florida and Daytona Beach Florida.  Contact midorimiller@yahoo.com or (386)453-3236. Buying, Selling or Real Estate Training.  All calls and emails are confidential as I respect your privacy!

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One of the best gifts I have ever received from social networking is friendships...friendships that lead us off-line and into one another's lives.

Jeannette Neerpat and I really did not interact that often on Activerain...believe it or not..it was a tweet!  I admit I am not the best twit but at one time...I was pretty good...

Good enough to meet Jeannette...mentor her and for her to take 3rd Place in the Makeover2Takeover..when you really think about it..social networking is really incredible but what is remarkable is our friendship..I know I can count on her and she can count on me...our friendship has grown...to face to face and talking on the phone every single day and sometimes several times a day!

While at one time I considered her my little apprentice we've grown and become much more than that...to friends..a confidant and someone who I really value and trust! 

Saturday we got to spend the day together...and I not only hung out with her but her lovely mother in law, her fun kids and her father and his future family!   We all had a great time, then again we were in Daytona Beach!

About The Author:  Midori Miller is a Real Estate Trainer and writes and develops Daytona Beach Real Estate Training. Midori Miller is a licensed Florida Real Estate Broker, License # BK645709 and an active member of the Daytona Area Association of REALTORS.  CENTURY 21 Sundance Realty has 2 office locations to serve the public, Ormond Beach, Florida and Daytona Beach Florida.  Contact midorimiller@yahoo.com or (386)453-3236. Buying, Selling or Real Estate Training.  All calls and emails are confidential as I respect your privacy!

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I remember early in my career I had the title company pull title on a unit...supposedly my listing.  As we got closer to closing...it was revealed the title company pulled title on the wrong unit!  Guess what I paid...and paid heavily.  It was my mistake and I admit it...we closed on the correct unit.  No harm done...just me being out a couple of hundred dollars..it wouldn't have been so bad but the condo sold  for under $20,000.

It was my mistake...I paid..why wouldn't I? 

Ever call an agent who is so busy getting new listings that they are not aware of their inventory?  Here is what I am talking about...all I have to say....is

Buyer Beware!

Watch the video here! 

About The Author:  Midori Miller is a Real Estate Trainer and writes and develops Daytona Beach Real Estate Training. Midori Miller is a licensed Florida Real Estate Broker, License # BK645709 and an active member of the Daytona Area Association of REALTORS.  CENTURY 21 Sundance Realty has 2 office locations to serve the public, Ormond Beach, Florida and Daytona Beach Florida.  Contact midorimiller@yahoo.com or (386)453-3236. Buying, Selling or Real Estate Training.  All calls and emails are confidential as I respect your privacy!

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Coffee House and Cafe

E. Dave Mathews Live

Friday 3/27/-09 7:00pm

Today one of the REALTORS in my office and I went out to have a cup of coffee. 

Ana and I enjoy sitting and chatting about real estate outside the office.  After all she partners with me in any real estate transaction that I do.

We decided to try out a new local coffee shop..and I can tell you weren't disappointed.  So we went a few blocks from the office and went to the.....

Daily Grind

While we both ate prior to meeting, we did enjoy a fresh Cafe Latte.  A full menu selection and a cozy atmosphere.  Ana and I opted to sit outside...

It was beautiful outside!

and we both enjoyed our Latte's and the conversations.

The owners were extremely friendly and I admit..I could have sat there all day!

As we chatted it up..we found out...we've been missing out...

karaoke, live entertainment and daily lunch specials. 

Fresh soup and if you call ahead...you can request bagged lunches for your next meeting!

For additional information on the Daily Grind Coffee House located in Daytona Beach, Florida please visit their site.

You never know you might hear me singing Karoke! Nahhh

About The Author:  Midori Miller is a licensed real estate associate with CENTURY 21 Sundance Realty, Real Estate Trainer and Manager . CENTURY 21 Sundance Realty is located in Volusia County with 2 office locations to better serve the public. Daytona Beach and Ormond by the Sea.midorimiller@yahoo.com (386) 453-3236

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Recently I went to court not because I am in trouble...but someone important to me...our real estate seller!  See they live about 6 hours away..and yes the process of foreclosure has started.  Laid off..injured car (needs repairs) and could not make the trip. So what was this seller to do?

They Asked Me To Appear in Court!

Rather than no one appearing...I told them to type a letter..and if the judge will even acknowledge me..and read the seller's letter...there might be some hope to get the offer they received ..to the closing table...all we need is time..time to get the short sale processed..I know it's going to be hard work...I read the wonderful Missy Caulk..and have had REALTORS throughout the state asking me for help to get through to this lender.

I sure hope the judge will accept the letter.

When the sellers name was called I told the bailiff who I was and when I told him I was their REALTOR...I caught the smile on his face.  So I asked him do many REALTORS show up instead of the owners...his reply...yes and more than ever!  In Daytona Beach there are many out of state sellers!

Once I arrived..the judge read the letter...called the lender's attorney and I crossed my fingers...maybe just maybe the attorney didn't get the memo and missed this date and if that is the case...we have at least another 30 days to get this property sold.  As the judge called the attorney's name...I waited...I looked around...and as luck would have it.

The Attorney never showed up and we have a shot on closing this property.

I told the judge we had an offer...and in his words he said to me, "When the seller receives his next notice to appear in court...make sure and show up once again...and if the property is an official contract...I'll give you all another 90 days so that you can get it to closing!" Yes I got a little snap happy...as I left the courtroom...I did a goofy thing...because I felt good...and was happy to do what was in my heart....

I gave the judge thumbs up!  Oh well...you can dress her up but you can't take her out!

The moral of the story is if you are in the process of foreclosure...do not....ignore the documents...that means respond to the lender...so you will know your options...respond to court documents and to court appearances..and if you can't get to the court room and its a legitimate reason...call someone who can stand in for you. 

I do believe sometimes ignorance is bliss but in a foreclosure situation its a time bomb and more than likely if you ignore it...... will leave you homeless!

Midori Miller is a licensed real estate associate with CENTURY 21 Sundance Realty, Real Estate Trainer and Manager . If you are interested in a career in real estate please contact me!  All calls and inquiries are confidential.  CENTURY 21 Sundance Realty is located in Volusia County with 3 office locations to better serve the public.  Daytona Beach, Ormond Beach and Ormond by the Sea.   midorimiller@yahoo.com (386) 453-3236

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