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How AMS Avoids Approving Bank of America Short Sales and a New Short Sale in Anatolia

11828 Stoney Ridge Way, Rancho Cordova, CA 95742I received two short sale approval letters yesterday. These were both preapproved HAFA short sales that Bank of America had farmed out to AMS Loan Servicing. They were approved for HAFA in June, sold in June and sat at AMS since then. The way they were handled seemed as though the negotiators would open the file and try to figure out what they could do to stop from having to work on it.

If they could ask for a tiny revision, they could close the file. That would free up their time so they go back to Facebook to chat with their friends or maybe upload photos of their husbands posing with showgirls in Las Vegas. So, they might ask for us to change the verbiage for the seller's incentive to seller's relocation. Then, the following month, they could ask us to change it back to seller's incentive. Yeah, that's the ticket. After all, they graduated from high school. They know what they're doing.

Thank goodness for the HAFA escalation team at AMS. If only the AMS HAFA escalation team could handle all of Bank of America's short sales. But this Sacramento short sale agent knows that's gonna happen when pigs fly.

Here is a new short sale in Rancho Cordova that is not a HAFA short sale. This is a home in Anatolia in Rancho Cordova. It has 4 bedrooms and 2 1/2 baths. It was built by U.S. Homes in 2006, so it's somewhat newer construction.

The kitchen is open to the family room and is quite large. There is space for a kitchen table in a breakfast nook area, but the sellers have opted for extra storage. The cabinets are moveable and therefore not fixtures. But you could buy extra cabinets just like those from Ikea. After all, you do have dining space in a formal area off the kitchen, so you don't really need a breakfast nook.

The entry to this home is dramatic. You can't quite tell from my photo of the front yard, but there are two columns, one on each side of the door. None of the other homes on this block has columns flanking the front door. Makes it rather unique.

In the back yard, you'll find a concrete patio and a built-in bench and arbor, designed and custom made. There is enough room for a patio table and chairs, too. Best of all, though, is the price. It's very affordable and priced well, subject to bank approval.

11828 Stoney Ridge Way, Rancho Cordova, CA 95742, is offered exclusively by Lyon Real Estate as a short sale at $166,320. For more information, call your Sacramento short sale agent, Elizabeth Weintraub, at 916 233 6759. For a private showing, call Barbara Dow, at 916 761 7398.

Photos: Elizabeth Weintraub

11828 Stoney Ridge Way, Rancho Cordova, CA 9574211828 Stoney Ridge Way, Rancho Cordova, CA 9574211828 Stoney Ridge Way, Rancho Cordova, CA 95742

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Elizabeth Weintraub is an author, home buying expert for About.com, a Land Park resident, and a veteran real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown and East Sacramento, as well as tract homes in Elk Grove, Natomas, Roseville and Lincoln. Weintraub is also a Sacramento Short Sale agent who lists and successfully sells short sales throughout the four-county Sacramento area with an emphasis on Elk Grove. Call Elizabeth Weintraub at 916.233.6759. Put 40 years of real estate experience to work for you. Broker-Associate at Lyon Real Estate. BRE License # 00697006.

The Short Sale Savior, by Elizabeth Weintraub, available with free shipping.

Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.The views expressed herein are Weintraub's personal views and do not reflect the views of Lyon Real Estate. Disclaimer: If this post contains a listing, information is deemed reliable as of the date it was written. After that date, the listing may be sold, listed by another brokerage, canceled, pending or taken temporarily off the market, and the price could change without notice; it could blow up, explode or vanish. To find out the present status of any listing, please go to elizabethweintraub.com.

How AMS Avoids Approving Bank of America Short Sales and a New Short…
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