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A Preapproved HAFA Short Sale in Folsom's The Parkway at a Ridiculously Low Price

1101 buckbrush drive, folsom, ca 95630When was the last time you heard of an agent turning down business? Most real estate agents I know will list a home for sale even if they don't believe it will sell. In the case of a short sale, some will list homes that they know will never close. Why would they do this? To get signage on that street. In the case of most big-name brokerages, the agents generally don't pay for their advertising signs, so it's free advertising.

Some even plaster their smiling faces on those signs. I would not put my face on a sign because somebody would draw a mustache on it. You can bet on it.

I do turn down listings and sometimes they are short sale listings. As a Sacramento short sale agent, I have a solid reputation to maintain. If agents saw short sales falling out of escrow left and right, agents wouldn't make offers on my listings. I expect my listings to close. I qualify my sellers. But every so often I have to tell a seller that if I were in his or her shoes, I'd walk away. I'd let the home go to foreclosure. I suggested that option to two different sellers yesterday and, of course, advised them to get legal and tax advice. I have to be truthful and honest. It's in my midwestern bones.

Here is a new listing in Folsom that absolutely, positively, has no reason under the sun to fall out. It should close. That's because it is a Preapproved HAFA short sale. For those of you unfamiliar with HAFAs, there are 2 types: Unapproved and Preapproved. An unapproved HAFA is when you send an offer with your paperwork and ask the bank to approve it. Preapproved is exactly what you think it means. The seller is approved and the property is approved and the price is approved. The bank has 10 business days to approve a buyer's offer when the HAFA is preapproved.

This 1996 home is a single story, located directly across the street from Folsom's extensive bike and nature trail system in The Parkway subdivision. It is situated on a corner lot, at the junction of two cul-de-sacs, which means very little traffic except for a few neighbors.

It has a an open and spacious floor plan, about 2100 square feet, featuring 4 bedrooms and 2 baths. The kitchen has been remodeled with granite counters and a maple floor, plus a breakfast nook. Part of that open and spacious feeling is due to the high ceilings. There is a fireplace in the family room with pool views from windows and doors.

The master suite has double doors that open to the saltwater pool. If you're gonna be home sick from work and in bed, this is the place to be. It's like being on vacation all of the time. In addition to the solar-heated pool, there is a spa on a raised deck. Plus, there are no towering homes blocking the sun or your view of the neighborhood. At the other end of the yard is a covered patio area.

The sellers say that living in The Parkway is like living in a little Mayberry. Neighbors celebrate the holidays together with big block parties. They tend to watch out for each other. The Parkway is a special place to live in Folsom.

1101 Buckbrush Drive, Folsom, CA 95630 is exclusively offered by Lyon Real Estate as a Preapproved HAFA short sale at $330,939. For more information, call your Sacramento short sale agent and Certified HAFA specialist Elizabeth Weintraub at 916 233 6759. For a private showing, call Linda Swanson at 916 607 0111.

photos: Elizabeth Weintraub

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Elizabeth Weintraub is an author, home buying expert for About.com, a Land Park resident, and a veteran real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown and East Sacramento, as well as tract homes in Elk Grove, Natomas, Roseville and Lincoln. Weintraub is also a Sacramento Short Sale agent who lists and successfully sells short sales throughout the four-county Sacramento area with an emphasis on Elk Grove. Call Elizabeth Weintraub at 916.233.6759. Put 40 years of real estate experience to work for you. Broker-Associate at Lyon Real Estate. BRE License # 00697006.

The Short Sale Savior, by Elizabeth Weintraub, available with free shipping.

Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.The views expressed herein are Weintraub's personal views and do not reflect the views of Lyon Real Estate. Disclaimer: If this post contains a listing, information is deemed reliable as of the date it was written. After that date, the listing may be sold, listed by another brokerage, canceled, pending or taken temporarily off the market, and the price could change without notice; it could blow up, explode or vanish. To find out the present status of any listing, please go to elizabethweintraub.com.

A Preapproved HAFA Short Sale in Folsom's The Parkway at a…
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When was the last time you heard of an agent turning down business? Most real estate agents I know will list a home for sale even if they don't believe it will sell. In the case of a short sale some will list homes that they know will never close… more